Budgeting is not only about counting money

What Piggy does

• Know what every dram is forFor what you spend on, and what you put aside for.
• Your month at a glanceBags in Essentials, Everyday, Saving for and Owing.
• Watch debts shrinkSay how much you owe, and watch it climb back to zero.
• Plan the month aheadDecide it before it starts, then fund it as income comes in.
• Every income has a placeEvery time income arrives, you split it between your bags: rent, food, fun.
• Logging without the choreEvery spend, or rough amounts when you remember. Both work.
• Matches your real moneyCount everything you have, in cash, on cards, in the bank, and see if it matches Piggy's total in bags.
• Closer every monthSee where your money really goes, and shape next month around the life you want.

What does a month look like?

Five steps, at least once a month. Do each as often as suits you: log every purchase, check every week, adjust this month and the next as life changes.

Add income

Money you received: a salary, a gift, anything at all.

Log a spend

Log every spend, or drop in rough amounts when you remember. Both work.

Plan next month

Look back at the month: keep what worked, change what did not, try something new. Each plan is a step closer to the life you want.

1 2 3 4 5

Allocate

Putting money into bags. Every time income arrives, you split it between your bags: rent, food, fun.

Money check

Does it match the money you really have? Count your cash and cards to find out.

Your data

It stays on your phone

• No bank login, no server Your account lives on this phone, and so do your numbers. They are not on anyone's server, mine included.
• Face ID can lock it Piggy opens for you and nobody else.
• Backups can be locked Add a password before a backup leaves the app, and without it the file cannot be read.
• No ads, ever Nothing here is paid for by watching what you buy.